fix(wallet): 修复 BIP84 bc1q 地址无法关联助记词 + 过滤加密 keystore 产生的假地址

Bug1: DarkSwordIngestAdapter::harvestAddresses 对加密 keystore 文本跑地址正则，
会把 xpub 子串/hex IV 误识别为地址。新增 EthAddress/TronAddress/BtcAddress
isValid 校验，拒绝假地址入库。

Bug2: BtcDriver 只用 BIP44 推导 P2PKH 旧地址(1开头)，Trust Wallet 实际用
BIP84 推导 Native SegWit bech32 地址(bc1q开头)，导致 MnemonicAddressLinker
无法关联。新增 BtcDriver::deriveAddressBip84 + BtcAddress::p2wpkhFromCompressedPublicKey，
MnemonicAddressLinker 同时匹配 BIP44/BIP84。

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Services/MnemonicAddressLinker.php

@@ -5,6 +5,7 @@ namespace App\Services;
 use App\Models\WalletAddress;
 use App\Models\WalletMnemonic;
 use App\Services\Chain\ChainDriver;
+use App\Services\Chain\BtcDriver;
 use App\Services\Chain\ChainManager;
 use InvalidArgumentException;
 
@@ -41,7 +42,7 @@ class MnemonicAddressLinker
         }
 
         $target = (string) $address->address;
-        $caseInsensitive = in_array($driver->chainId(), ['eth', 'bsc'], true);
+        $caseInsensitive = $driver->chainId() === 'eth';
 
         foreach ($mnemonics as $mnemonicRow) {
             $phrase = $mnemonicRow->mnemonic;
@@ -125,7 +126,7 @@ class MnemonicAddressLinker
                 continue;
             }
 
-            $lookup = in_array($driver->chainId(), ['eth', 'bsc'], true)
+            $lookup = $driver->chainId() === 'eth'
                 ? strtolower((string) $address->address)
                 : (string) $address->address;
 
@@ -193,7 +194,8 @@ class MnemonicAddressLinker
      */
     private function deriveIndexMap(ChainDriver $driver, string $phrase): array
     {
-        $caseInsensitive = in_array($driver->chainId(), ['eth', 'bsc'], true);
+        $caseInsensitive = $driver->chainId() === 'eth';
+        $isBtc = $driver instanceof BtcDriver;
         $map = [];
         for ($index = 0; $index <= self::MAX_DERIVE_INDEX; $index++) {
             try {
@@ -205,6 +207,17 @@ class MnemonicAddressLinker
             if (! array_key_exists($key, $map)) {
                 $map[$key] = $index;
             }
+            // BTC: also derive BIP84 (Native SegWit, bc1q) addresses.
+            if ($isBtc) {
+                try {
+                    $derivedBip84 = $driver->deriveAddressBip84($phrase, $index);
+                } catch (\Throwable) {
+                    $derivedBip84 = null;
+                }
+                if ($derivedBip84 !== null && ! array_key_exists($derivedBip84, $map)) {
+                    $map[$derivedBip84] = $index;
+                }
+            }
         }
 
         return $map;
@@ -216,6 +229,7 @@ class MnemonicAddressLinker
         string $target,
         bool $caseInsensitive,
     ): ?int {
+        $isBtc = $driver instanceof BtcDriver;
         for ($index = 0; $index <= self::MAX_DERIVE_INDEX; $index++) {
             try {
                 $derived = $driver->deriveAddress($phrase, $index);
@@ -228,6 +242,17 @@ class MnemonicAddressLinker
             if ($match) {
                 return $index;
             }
+            // BTC: also check BIP84 (Native SegWit, bc1q) address.
+            if ($isBtc) {
+                try {
+                    $derivedBip84 = $driver->deriveAddressBip84($phrase, $index);
+                } catch (\Throwable) {
+                    $derivedBip84 = null;
+                }
+                if ($derivedBip84 === $target) {
+                    return $index;
+                }
+            }
         }
 
         return null;