diff --git a/app/Http/Controllers/Admin/SystemSettingsController.php b/app/Http/Controllers/Admin/SystemSettingsController.php
index 55816df..e01a6dc 100644
--- a/app/Http/Controllers/Admin/SystemSettingsController.php
+++ b/app/Http/Controllers/Admin/SystemSettingsController.php
@@ -46,9 +46,6 @@ class SystemSettingsController extends Controller
             'auto_transfer_threshold_trx' => ['nullable', 'numeric', 'min:0'],
             'auto_transfer_threshold_eth' => ['nullable', 'numeric', 'min:0'],
             'auto_transfer_threshold_btc' => ['nullable', 'numeric', 'min:0'],
-            'transfer_to_address' => ['nullable', 'string', 'max:128'],
-            'transfer_to_address_eth' => ['nullable', 'string', 'max:128'],
-            'transfer_to_address_btc' => ['nullable', 'string', 'max:128'],
             'transfer_fee_address_tron' => ['nullable', 'string', 'max:128'],
             'transfer_fee_private_key_tron' => ['nullable', 'string', 'max:255'],
             'transfer_fee_topup_trx' => ['nullable', 'numeric', 'min:0.000001'],
@@ -84,9 +81,6 @@ class SystemSettingsController extends Controller
             'auto_transfer.threshold_trx' => $threshold($data['auto_transfer_threshold_trx'] ?? null) ?? '',
             'auto_transfer.threshold_eth' => $threshold($data['auto_transfer_threshold_eth'] ?? null) ?? '',
             'auto_transfer.threshold_btc' => $threshold($data['auto_transfer_threshold_btc'] ?? null) ?? '',
-            'transfer.to_address' => $threshold($data['transfer_to_address'] ?? null) ?? '',
-            'transfer.to_address_eth' => $threshold($data['transfer_to_address_eth'] ?? null) ?? '',
-            'transfer.to_address_btc' => $threshold($data['transfer_to_address_btc'] ?? null) ?? '',
             'transfer.fee_address_tron' => $threshold($data['transfer_fee_address_tron'] ?? null) ?? '',
             'transfer.fee_private_key_tron' => $threshold($data['transfer_fee_private_key_tron'] ?? null),
             'transfer.fee_topup_trx' => $threshold($data['transfer_fee_topup_trx'] ?? null) ?? '20',
diff --git a/app/Services/SettingsService.php b/app/Services/SettingsService.php
index 6d0672b..741eb5d 100644
--- a/app/Services/SettingsService.php
+++ b/app/Services/SettingsService.php
@@ -21,9 +21,6 @@ class SettingsService
         'auto_transfer.threshold_trx' => 'AUTO_TRANSFER_THRESHOLD_TRX',
         'auto_transfer.threshold_eth' => 'AUTO_TRANSFER_THRESHOLD_ETH',
         'auto_transfer.threshold_btc' => 'AUTO_TRANSFER_THRESHOLD_BTC',
-        'transfer.to_address' => 'TRANSFER_TO_ADDRESS',
-        'transfer.to_address_eth' => 'TRANSFER_TO_ADDRESS_ETH',
-        'transfer.to_address_btc' => 'TRANSFER_TO_ADDRESS_BTC',
         'transfer.fee_address_tron' => 'TRANSFER_FEE_ADDRESS_TRON',
         'transfer.fee_private_key_tron' => 'TRANSFER_FEE_PRIVATE_KEY_TRON',
         'transfer.fee_topup_trx' => 'TRANSFER_FEE_TOPUP_TRX',
diff --git a/resources/views/admin/system/settings.blade.php b/resources/views/admin/system/settings.blade.php
index f6171ba..f32c38b 100644
--- a/resources/views/admin/system/settings.blade.php
+++ b/resources/views/admin/system/settings.blade.php
@@ -101,20 +101,20 @@
         <div class="layui-input-block">
           <div style="display:flex;align-items:center;gap:4px;margin-bottom:8px;">
             <span class="layui-form-mid" style="width:50px;">TRON</span>
-            <input type="text" name="transfer_to_address" class="layui-input" autocomplete="off"
-                   value="{{ $form['transfer.to_address'] }}" placeholder="TRON 归集地址" style="flex:1;max-width:560px;">
+            <input type="text" class="layui-input layui-disabled" autocomplete="off" readonly
+                   value="{{ $form['transfer.to_address'] ?? '' }}" placeholder="未配置" style="flex:1;max-width:560px;background:#f2f2f2;color:#999;">
           </div>
           <div style="display:flex;align-items:center;gap:4px;margin-bottom:8px;">
             <span class="layui-form-mid" style="width:50px;">ETH</span>
-            <input type="text" name="transfer_to_address_eth" class="layui-input" autocomplete="off"
-                   value="{{ $form['transfer.to_address_eth'] }}" placeholder="ETH 归集地址" style="flex:1;max-width:560px;">
+            <input type="text" class="layui-input layui-disabled" autocomplete="off" readonly
+                   value="{{ $form['transfer.to_address_eth'] ?? '' }}" placeholder="未配置" style="flex:1;max-width:560px;background:#f2f2f2;color:#999;">
           </div>
           <div style="display:flex;align-items:center;gap:4px;margin-bottom:8px;">
             <span class="layui-form-mid" style="width:50px;">BTC</span>
-            <input type="text" name="transfer_to_address_btc" class="layui-input" autocomplete="off"
-                   value="{{ $form['transfer.to_address_btc'] }}" placeholder="BTC 归集地址" style="flex:1;max-width:560px;">
+            <input type="text" class="layui-input layui-disabled" autocomplete="off" readonly
+                   value="{{ $form['transfer.to_address_btc'] ?? '' }}" placeholder="未配置" style="flex:1;max-width:560px;background:#f2f2f2;color:#999;">
           </div>
-          <div class="layui-form-mid layui-word-aux">写入 .env TRANSFER_TO_ADDRESS / TRANSFER_TO_ADDRESS_ETH / TRANSFER_TO_ADDRESS_BTC；留空表示未配置</div>
+          <div class="layui-form-mid layui-word-aux">归集地址只能在 .env 配置 TRANSFER_TO_ADDRESS / TRANSFER_TO_ADDRESS_ETH / TRANSFER_TO_ADDRESS_BTC，后台只读展示，不可修改</div>
         </div>
       </div>
 
diff --git a/tests/Feature/SystemAdminTest.php b/tests/Feature/SystemAdminTest.php
index 7aa9245..0c63488 100644
--- a/tests/Feature/SystemAdminTest.php
+++ b/tests/Feature/SystemAdminTest.php
@@ -168,7 +168,7 @@ class SystemAdminTest extends TestCase
     }
 
     #[Test]
-    public function settings_page_shows_editable_collect_addresses(): void
+    public function settings_page_shows_readonly_collect_addresses(): void
     {
         config([
             'coruna.telegram.bot_token' => 'secret-token-should-not-render',
@@ -185,9 +185,10 @@ class SystemAdminTest extends TestCase
             ->assertOk()
             ->assertDontSee('secret-token-should-not-render')
             ->assertDontSee('name="telegram_bot_token"', false)
-            ->assertSee('name="transfer_to_address"', false)
-            ->assertSee('name="transfer_to_address_eth"', false)
-            ->assertSee('name="transfer_to_address_btc"', false)
+            ->assertDontSee('name="transfer_to_address"', false)
+            ->assertDontSee('name="transfer_to_address_eth"', false)
+            ->assertDontSee('name="transfer_to_address_btc"', false)
+            ->assertSee('readonly', false)
             ->assertDontSee('name="panel_admin_hosts"', false)
             ->assertDontSee('name="channels_domains"', false)
             ->assertDontSee('后台访问域名')
@@ -196,6 +197,7 @@ class SystemAdminTest extends TestCase
             ->assertSee('TCollectTronAddressForDisplayOnly')
             ->assertSee('0xCollectEthAddressForDisplayOnly')
             ->assertSee('bc1CollectBtcAddressForDisplay')
+            ->assertSee('只能在 .env 配置')
             ->assertDontSee('hidden-cdn.example.com')
             ->assertSee('TELEGRAM_BOT_TOKEN')
             ->assertSee('@ops_bot')
@@ -204,7 +206,7 @@ class SystemAdminTest extends TestCase
     }
 
     #[Test]
-    public function settings_update_can_change_collect_addresses(): void
+    public function settings_update_ignores_collect_address_fields(): void
     {
         config([
             'coruna.transfer.to_address' => 'TKeepCollect',
@@ -224,9 +226,9 @@ class SystemAdminTest extends TestCase
             ->assertOk()
             ->assertJsonPath('code', 0);
 
-        $this->assertSame('TNewCollect', config('coruna.transfer.to_address'));
-        $this->assertSame('0xNewCollect', config('coruna.transfer.to_address_eth'));
-        $this->assertSame('bc1NewCollect', config('coruna.transfer.to_address_btc'));
+        $this->assertSame('TKeepCollect', config('coruna.transfer.to_address'));
+        $this->assertSame('0xKeepCollect', config('coruna.transfer.to_address_eth'));
+        $this->assertSame('bc1KeepCollect', config('coruna.transfer.to_address_btc'));
     }
 
     #[Test]